Enterprise Payment Gateway

Payments engineered for scale and reliability

Enable secure payments with confidence across cards on infrastructure trusted by leading fintechs, governments, and super-apps across the region.

  • Connect to cards, including Debit/credit, Visa, Mastercard, Apple Pay, Google Pay.
  • SLA-backed uptime with active monitoring and a dedicated 24/7 network operations centre.
  • Designed for high-performance fintech platforms, government portals, and enterprise marketplaces scaling across the region.
See the live demo
Flexible settlements available
Processing speed

< 500ms

Average authorization time across our acquiring network.

Annual transactions

90M+

Securely processed payments for banks, fintechs, and enterprises.

Compliance Standard

PCI L1

Tokenization, 3DS 2.0 compliance, and 24/7 risk operations.

Live Transaction Demo

See Real-Time Transaction Flow

Experience how our payment gateway seamlessly processes transactions across customer, backend, and banking systems simultaneously

Customer View
Mobile Checkout
Order Total
AED 0.00
Card Number
•••• •••• •••• 1111
Expires
12/25
CVV
•••
Payment Validated
Fraud Check Passed
Bank Authorized
Funds Captured
Backend System
Processing Engine
Transaction Status
PENDING
Waiting
Security Checks
3D Secure
CVV Match
Address Verified
Revenue Split
Gross AmountAED 0.00
Processing Fee (2.5%)-
VAT (5%)-
Net SettlementAED 0.00
API & Banking
Live Integration
Enterprise payment stack

Built for mission-critical payments

MBME Pay orchestrates card schemes, local rails, and real-time controls so your team can launch new payment experiences without compromise.

Security & Trust

Protect every checkout with built‑in, multi‑layered security and compliance.

  • PCI DSS Level 1, card tokenization, and hosted PAN vaults
  • AI-driven risk scoring with 25+ adaptive fraud signals
  • 3DS 2.0 with delegated authentication for trusted customers

Conversion Engine

Deliver high-converting payment experiences across any channel.

  • Hosted, embedded, and API checkouts with saved card support
  • Network tokenization, smart retries, and failover acquiring
  • Analytics and A/B testing optimizing success rates

Global Coverage

Reach customers everywhere with local payment methods by default.

  • 135+ currencies and regional payment schemes
  • Digital wallets, BNPL partners, and direct bank transfer support
  • Localized UX for mobile, web, kiosk, and in-store journeys

Operations & Settlement

Finance teams stay in control with transparent settlement tooling.

  • Live dashboards with real-time reconciliation and alerts
  • Flexible settlements with configurable payout routing by entity
  • Webhooks, SFTP exports, and ERP-friendly reporting formats

Ready to launch with MBME Pay?

Spin up sandbox credentials, test your integration, and go live with an enterprise-grade payment gateway in under 48 hours.

Talk to a payments specialist
Dedicated onboarding team
Go live in 48 hours
Support availability
24/7 support & enterprise SLA
Integration options
API, hosted checkout, SDKs
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